----Source: 1918 History of Clark County, Wisconsin

RAYMOND A. CLEMENS, cashier of the First National Bank of Neillsville, Wis., was born at Britt, Hancock County, Iowa, Jan. 29, 1883, a son of John J. and Emma (Sandganger) Clemens. After his father's death, in 1887, he was taken by his mother to McGregor, Iowa, and there received a grammar and high school education.

In 1901 he was graduated from the Spencerian Business College of Milwaukee, and after leaving college he was employed by the Bucyrus Steam Shovel Dredge Co., of South Milwaukee, where he remained for a little over a year, and on account of ill health he was obliged to give up this position, and after recuperating he went to work for a wholesale flour and feed concern in Dubuque, Iowa, remaining in this business for about six years. After being offered a position in the First National Bank, McGregor, Iowa, he returned to this place and remained there in the bank as assistant cashier until he went to Neillsville as cashier in the First National Bank there. He has identified himself closely with the bank and has become associated with numerous banks in the county and outside. Fraternally he is a member of the Masons, Odd Fellows, Beavers, Woodmen and Moose. Oct. 14, 1914, he was united in marriage with Lydia Cornelius, daughter of Charles and Theresa Cornelius, of Neillsville.