commercial college has been in operation for two years.
     Eight churches of the leading denominations flourish in the city, several having very fine houses of worship. The secret societies are well represented by the A. F. and A. M., I. O. O. F., K of P., A. O. U. W., G. A. R. and M. W. A. The Masons and Odd Fellows each have fine halls of their own.
     The people of Seward are full of enterprise and public spirit. They have faith in their city, and are always ready to do anything in their power to further its interests or to assist in putting new enterprises into operation. With such a spirit success is certain, and it may be confidently predicted that the city will continue to develop and will increase greatly in size, business and wealth.

REPRESENTATIVE BUSINESS FIRMS AND MEN OF SEWARD.

     J. F. GOEHNER & BROTHER, General Hardware. Stoves and Tinware,--This firm is composed of J. F. & P. Goehner, has been established many years. J. F. gives his time to the hardware business. His store is 22x90 feet, and occupies two floors and basement. Mr. Goehner is a native of Germany, and came to Seward nineteen years ago. He was formerly in groceries before he started hardware in 1882.

     A. M. SMITH & CO., Groceries.--Among the leaders in the mercantile strength of this city stands the grocery firm of A. M. Smith & Co. The store occupies two rooms and basement, one facing east and the main room. 22x90 feet, facing south on the square. Three active assistants attend the wants of the large. patronage, under the personal supervision of Mr. A. M. Smith. Mr. Smith thoroughly understands the value of good goods and honest prices, and gives his patrons the benefit of a wide experience in mercantile pursuits, having for many years been on the road, traveling from New York City, and always has a cheering word for the commercial pilgrims who call on him. He is a native of New York, and for nineteen years traveled in the clothing line, and located in Seward, starting his present business about seven years ago.

      JONES NATIONAL BANK.--Among the banking houses of our State a prominent position must be given the Jones National of this city both in point of well-grounded financial stability and in active and progressive business methods. Established in 1883 it has always enjoyed a marked prosperity. Its officers are Claudius Jones, president; S. C. Burlingim, vice president; H. T. Jones, cashier, and L. F. Schultz, assistant cashier, Directors. Claudius Jones, S. C. Burlingim, Joel Tishue, H. T. Jones and John Kribbeler. The bank has an authorized capital of $200,000. Claudius Jones is one of Seward County's foremost men. Born in New York State, he early evinced a capability for financial pursuits, and in 1873 came to Seward, and here organized the present State Bank of Nebraska, conducting its business for about six years, when he retired from business until he organized the Jones National Bank in 1883. Besides his banking interests he is one of the largest land owners in this part of the State, and is always at the head of any enterprise tending toward the development of Seward and Seward County, and in every sense a representative man, and an upright and public-spirited citizen. His son, Mr. H. T. Jones, was born in Illinois, and came to Seward with his father in 1873. As an able and energetic man he also stands high in the esteem of his fellow citizens, and is identified with the city's leading interests. We append a report of the bank's condition given at the close of business, March 1, 1892.

     C. S. ALLING, Real Estate, Loans and Insurance.--The city's most active real estate man is Mr. C. S. Alling, whose office is on the north side of the public square, in the Pritschan Block. Mr. Alling transacts a general real estate business, having a good list of farm and city property on hand, and always ready to furnish any information in this line. He also does an extensive farm loan business, offering the best terms to those who may have business of this kind, and has the agency for leading fire and tornado insurance companies, including the Phenix of Brooklyn, Guardian of London, and Fire Association of Philadelphia. Mr. Alling is one of Seward's public spirited citizens. He was born in New York City, and at an early age located, with his parents, in Dutchess County, New York. living there until early in the spring of 1879, when

he came to Seward County, consequently has an early acquaintance with the value of farm lands. He engaged in the real estate and loan business about five years ago. He held the offices of city clerk and police judge four years, and for the past two years has been, and is now treasurer of the Seward County Agricultural Society, having also held the office of secretary of the society several years; consequently has an extended personal acquaintance throughout the county. Mr. Alling is a member of the M. W. A, and a charter member of the K. of P. lodge.

     ALLGAIER & COMPANY, General Merchandise.--This firm, though lately established under its present title, is one of Seward's best known business houses, the business having been carried on by Herman Diers for twenty-two years past. The firm of Allgaier & Company succeeded him April. 1892. They have a commodious room, 20x80

feet, on the northwest corner of the square, with everything arranged in neat order, and three. polite assistants are employed. Mr. Herman Diers, who helps manage the business. is a native of Germany, while Mr. George Allgaier, who also comes from the Fatherland, has been a resident of this city for eight and one-half years, and is an energetic man.

     COTTRELL GRAIN COMPANY.--The Cottrell Grain Company is one of the extensive representatives of this important branch of our State's material development, in this county, having stations in Seward, Dwight, Cottrell's Siding and Cordova. Their elevators have a storage capacity of 40,000 bushels of grain, and their corn cribs have a capacity of 130,000 bushels of ear corn. They also handle coal and seeds. The business was established six years ago, Mr. L. R. Cottrell, who is now its sole proprietor, being then at its head, Mr. Cottrell, who is a native of Illinois, has for the past eight years been in Seward. He was seven years engaged in hardware.

     SEWARD OATMEAL MILL.--This mill was the pioneer of this class in Nebraska. and since its establishment five years ago has built up a trade and reputation second to none. Its shipments reach from the Atlantic to the Pacific Coast. The mill is a four story building with tracknge from the Fremont, Elkhorn & Missouri Valley, and Burlington & Missouri River Railways, and is fitted with improved machinery for the manufacture of steel cut and rolled oats, cornmeal and chopped feed. Seven hands are employed. The firm consists of Messrs. L. and G. M. Walker and Mr. Alexander Scoulles. Dr. L. Walker is one of Seward's old citizens and for many years practised medicine, locating in Seward about twenty-five years ago. Messrs. G. M. Walker and Alexander Scoulles came here about five years ago from Des Moines, Iowa, where they were in the same business.

     J. H. WOODWARD, M. D.--Was born in Indiana and graduated from the Medical College of Cincinnati, and from the American Medical College of St. Louis. He practiced in