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Chicago Tribune.
   At a casual view banking seems the most prosaic of callings. The very word bank gives one an idea of substance and solidity as far removed from the domain of poetry and romance as it is possible to imagine. Day-books and ledgers appear to have little in common with romancers' fables or the poets' frenzied eye, and yet if records, as they are found scattered in various books, in law suits, in legistlative proceedings, and in the byways of history, are to be believed, in-trigue, adventure, ambition, rascality, mad-ness and love appear as conspicuous as in those old fields of human action - war, politics and law. In fact, the banker and the banker's daughter are rather favorite char-acters with the novelists and dramatists. Lord Beaconsfield has given us his ideal banker in the character of Sidmia, man of thought as well as man of action who expresses himself in sententious epigrams and possesses almost all the accomplishments. Thackeray has given us a very different ideal in Barnes Newcome and his father, while other novel-ists have portrayed the character in all the varied tints their imaginations could suggest. And yet it is doubtful if the stories of fiction can at all equal those of veritable history. Think of Nathan Meyer Rothschild, the founder of that banking house which now dominates Europe, watching the battle of Waterloo from the English headquarters, not with reference to the passions and principles that entered into the contest, nor it effect upon the destinies of Europe, but simply as to what its effect might be upon English consols. He did not care for the ideas involved in that des-perate struggle, but he had an immense inter-est in it considered as a stock speculation. At sunset on that long June day he saw the vic-tory was surely with the allies. Mounting a swift horse which stood in readiness for him, he galloped to the sea coast, which he reached at daybreak. The sea was rough and the boat-man refused to venture across to Dover until the wind would go down. But every moment was worth a fortune to him and finally by a bribe of a heavy sum he induced one fisher-man to make the hazardous attempt, risking his own life for money as thousands had risk-ed theirs the day before on the battlefield. Before midnight he had crossed the stormy sea, and the next day he appeared on the stock exchange. In gloomy whispers and in deep dejection he told of Blucher's defeat at Ligny, and that Wellington by himself could not possibly succeed against Napoleon, and that the cause of England and the allies was lost. The funds fell, as they were meant to fall. Every one was anxious to sell while Rothschild himself utterly refused to buy. But a army of brokers were quietly and slyly buying for him all they could get. When the authetic (sic) news came of the result of the battle, the funds at once rose higher than they had ever been before, and Rothschild made over a million pounds by the transaction. He had been farsighted and enterprising beyond all his contemporaries, and had risked his life in the adventure. With the morality of the ac-tion we are not now concerned, but the ro-mantic side is very striking. That old Hebrew banker haggling and pleading with the rude Flemish fisherman on the stormy sea coast is a figure picturesque enough for a story with much higher motive than money.
   The battles of banks with their depositors and note holders make many an interesting story, sometimes with its comic and some-times with its tragic side. There are few banks that have not had at one time or another to encounter fierce storms. Some have safely weathered the gale, some have gone down with all on board. Few citizens of Chicago at that time will forget the feeling of intense anxiety that prevailed after the great fire as to the course the banks would pursue, and the feeling of infinite relief when the an-nouncement was made that there would be no suspensions. So in the panic of 1873 the judicious course of the Chicago bankers averted a great disaster, but in time some of the banks were obliged to succumb.
   But if we would know something of the grotesque side of banking, we must go back to the days of "wildcat," "red-dog" "blue-pup" and "stumptail currency" - names with a very definable meaning prior to the war, but which now must have quite an unfamiliar sound to the younger generation of business men. The name "wildcat" orignated (sic) with a Michigan bank whose notes carried the figure of an animal of that species. The name "red-dog" was given to New York bank notes because they had a red stamp on the back. "Blue-pup" notes were from Michigan, and had a blue stamp on the back, while "stump-tail" was a term applied to all notes of a shady or doubtful character. The latter term came in vogue in 1858, at the time Frank Leslie's newspaper was exposing the swill milk frauds in New York, the milk being the product of stumptail cows.
   All this varied currency was issued by persons of various degrees of irresponsibility who were shrewd enough to get a charter from a state legislature. The recent death of Alexander Mitchell has brough to the surface numerous anecdotes of his early banking career. His earliest friend and associate was Geroge Smith; the first banker of Chicago. He was a Scotchman, and in 1839 obtained a charter from the territorial legislature of Wis-consin for the Wisconsin Marine and Fire Insurance company, which was authorized to receive depostis and issue certificates there-fore to the amount of $1,500,000. Under this charter Smith issued certificates or notes which soon passed very freely as currency, and in fact, afforded a superior currency to what was then afloat in the community. Many a run was made on him, both in Chi-cago and Milwaukee but he always was pre-pared to meet it. In 1853, a bank war broke out in Chicago between what were called the regular banks - that is, banks organized under the banking laws of the state - and irregular ones like Smith's, that were not banks at all in any proper sense and had no right to issue notes. Runs on each other were made, and the managers of the irregulars - men like Smith, L. D. Boone, and J. B. Valentine - were indicted by the grand jury, but after some months of futile efforts to break each other the war ceased, nothing was done under the indictments and financial matters limped along much as before. The great point in banking in those days was to circulate the notes of issue as far away from the base as possible, so that they would have to travel a long ways for redemption. Smith owned several Georgia banks, the notes of which passed very current in Chicago for a con-siderable period, but the reason was that George Smith's name was as good as gold.

On desirable business and residential property in
Lincoln at

Lowest Rates of Interest

Offered by any agent in the city and no delays. Come
and see us before borrowing. Our line of ????
accompanied the best in the city.

CLARK & LEONARD

  Office in the rear of First National Bank.

Notice

On and after June 1, 1887, gasoline and oil will be strictly cash.                                   C. H. MANN

C. W. MOSHER, President
    M. J. WALSH, Vice-President
         R. C. OUTCALT, Cashier DIRECTORS.
W. W. HOLMES  R. C. PHILLIPS
D. E. THOMPSON  N. P. HAMER
C. W. MOSHER  C. S. YATES
A. P. S. STUART

Accounts Solicited at

  BANKS, BANKERS AND MERCHANTS

  Room 8. Richards' Block, Lincoln.

FARM LOANS

School, Precinct, County and City Bond wanted.

                STULL BROS.

  Office over Capital National Bank, Lincoln, Neb.

UNION SAVINGS BANK.

111 So. 10th Street.

CAPITAL.                $200,000

Liability of Stockholders, $100,000

STOCKHOLDERS.

   The most powerful banker in the United States has ever known was Nicolas Biddle, president of the second bank of the United States. He was a native and citizen of Phila-delphia, where the bank was established, and statemen, politicians, judges, lawyers and all sorts and conditions of men thronged his bank parlor, sought his favor and basked in his smiles. At his splendid residence in the city, and his still more princely mansion on the Delaware, he dispensed an elegant hospi-tality with a grace and courtliness that have been seldom surpassed. His word elected congressmen and legislators, and commanded their votes. Nor was he a tyrannical master or desirous of involving the bank or it depen-dents in the the political whirlpool. But the time came when the bank was obliged to come to death grips with Old Hickory, and Biddle put forth all his strength and tried all his resources. That memorable contest is historic and need not be repeated here. Jack-son triumphed and Biddle went to the wall. That was in 1832. In 1838 he failed and in the crash his private fortune was swept away. Then those who sought him in his day of power turned on him to rend him. His name, became a by word in his native city, and though he had done no dishonest act he was treated with scorn. In 1844 he died of a broken heart.
   There have been bankers who have be-come famous in other walks while pursuing the daily round of banking life. Sir John Lubbock, the famous English scientist, is one. George Grots is better known as a Greek scholar and historian than as banker, but banking was the business of his life, while Greek literature and history were only his pastime. Samuel Rogers is remembered chiefly as a poet, though he was for the great-er part of his long life an opulent and success-ful banker. When the news came to Lord Chief Justice Hilenboroughthat a young banker named Rogers had just published a poem on the "Pleasures of Memory," he exclaimed: "if old Gozzy," alluding to the head of a firm with which he was banking, "ever so much as he says a good thing, let alone writing, I will close my account with him the next morning."
   The most famous of English bankers are the Barings, to whom a sort of American in-terest attaches, because one of the greatest of the house, Alexander Baring, married the celebrated Philadelphia heiress and beauty, Anne Louisa Bingham. She was one of the first of American peeresses. Mr. Baring be-coming Lord Ashburton in 1835. It ws with him, while he was minister from England, that Daniel Webster, then secretary of state, negotiated the treaty settling the northeastern boundary. The details of the treaty were ar-ranged between these old-fashined diplomats while they were off on a fishing excursion to-gether. The founder of the banking-house was Sir Francis Baring, who died in 1810, leaving a fortune of £2,000,000 to his three sons, Thomas, Alexander and Henry. Tho-mas, succeeding to the baronetcy, gave up the business. Henry, the youngest brother, had a very romantic reputation as a lucky gambler, who was frequently able to break the bank of a gambling house. He was the amazement of beholders when he would sit down at a gam-bling table with piles of gold and notes before him and continue to play until the bank was compelled to stop. But the reputation of a successful gambler was hardly suited to the membership of a great banking house, and Mr. Henry was induced to retire from the firm. Alexander Baring, often called "Alexander the Great," continued the bus-iness and extended the fortunes of the house. He it was that advanced the money after Waterloo that freed France from the occu-pation of the allied armies. "There are six great Powers in Europe," said a statesman of the time, "England, France, Russia, Austria, Prussia and the Barings." While not as wealthy nor powerful as the house of Roth-schild, they have frequently been its success-ful rival in financial operations.
   One of the wealthiest bankers in London is the Baroness Burdetz-Coutts, the head of the famous house of Coutts & Co. The bar-oness surprised the world in 1881 by marry-ing a gentleman young enough to have been her son. She was then sixty-seven years of age and he was twenty-five. She was the granddaughter of Thomas Coutts who found-ed the banking house in the last century. His daughter by his first wife married Sir Francis Burdett, and became the mother of the present baroness. Old Coutt, for his second wife, married Harriet Mellon, a famous Irish act-ress and beauty, and when he died, left the banking house and all his fortune to her. The second Mrs. Coutts, left a widow, married the Duke of St. Albans, but in her marriage settlement retained her vast fortune in her own power. She thought she would best car-ry out the wishes of her first husband, who had made the money, by bequething it to the daughter of Sir Francis Burdett, and this she did. Miss Burdett assumed the addtional name of Coutts in 1837 and in 1871 was rais-ed to the peerage in her own right.
   One of the famous bankers of London, near the close of last century, was Peter Thel-luson, a Frenchman, who had been at one time a partner of Neckar, the great French minister of finance. It was Thelluson's bank Dickens had in mind when he described the Telfson bank in his "Tale of Two Cities."
   During the French revolution Thelluson's bank did an immense business with the French refugees, and great fortunes were place for safety in his charge. He died about 1796 leaving a will which has become mem-orable in legal proceeding. After leaving mo-dest fortunes to his wife and children he directed his property to be held in trust and allowed to accumulate until the third gen-erations of his descendants. Failing such descendants the money was to go to pay off the national debt. If it had been allowed oper-ation and there had been such a descendant he would have been the richest person ever known in the world. But fortunately there are lawyers and there is a court of chancery. Mr. Thelluson's will found its way into the court some eighty years ago, and since that time the annual income has been pretty evenly divided among the lawyers. At all events the wonder-ful fortune never materialized. In conse-quence of the will, an act of parliament was passed forbidding in the future the typing up of estates in that manner.
   Thus it may be seen that even staid bank-ing and unsentimental money abound on every side with the deepest human interests and exhibit as much of historical importance as they chronicle of any other phase of this varied life.

     Among the many real estate transfers that have been made in Lincoln of late few have been followed with more interest than the eighty acres Mr. Bonnall bought and sold at a clean profit of $1,000 in a single week. The property was then put into the hands of Mesrrs. Harris & Harris, who are to be found at rooms 5 and 6, Academy for Music, over the Capital National Bank. They were not long in disposing of a portion of the tract as follows:  Sixty acres for $12,000; the north 20 acres for $12,000; the next to the north twenty acres for $12,000; the north twenty acres again for $15,000; the next to the north twenty acres for $12,600the south twenty acres for Mr. Jensen for $17,000. They also sold the Jenson twenty acres for $24,500. They have just now sold the noth forty of the Bonnell eighty for $40,000 to Mr. Hitchcock, a capitalist and banker of Hartington, Cedar county, Neb. This is, however, only a single instance of a large number which might be mentioned of property disposed of through this firm at a handsome profit. Their advantages and facilites in this line of business are hard to excel. That their wide experience and enterprise has been rewarded by a liberal patronage the amount of property in their hands and the large number of sales effected through their agency conclusively proves. Further evidence is to be found in the long list of porperty, the exclusive conttol of which has been entrusted to their care. Among these may be mentioned the odd blocks of lots on University place, and Pitcher & Baldwin's addition to University place. Also Graned View, a forty acre tract just going on the market. Also Irwin's second addition; Tibbon's addition; Babcock's subdivision; D. D. Mnir's sub-division. In this sub-division, lots can be had at a much lower price than is paid for property the same distance from the business center in Tuttle's and other sub-divisions. Under the supervision of these gentlemen Plainview has been all closed out; also Summerdale, Jensen, and of Ryans but one lot is left.

     Besides the above enumerations they have at their disposal Pitcher & Baldwin's sub-division, Capital View and Capitol Heights sub-divisions and H. K. Van Horn's sub-division. Their books are also crowded with farms or inside property both business and residence. It hardly needs to be added that those having property for sale, or seeking for investments can ill afford to omit to consult this firm.

CITY AND COUNTY

REAL ESTATE LOANS.

Lombard Investment Co.

Nebraska Office, Lombard Block,

1130 O St., Lincoln.

                    CHAS. WEST, Manager.

  W. R. HERRICK, Cashier. 

Real Estate Loans

Our finest in eastern Nebraska and improved prop-
erty in Lincoln for a term of years at:

LOWEST CURRENT RATES

Also will buy notes given for purchase meney of real
estate secured by first Morgage thereof.

R. E. & T. W. MOORE,

RICHARDS' BLOCK,

A beautiful, high, sightly lot three blocks from street car. Price $400. Another near business $550. Terms easy. Call on owner, 1240 N st

To the Editor of THE STATE JOURNAL:
     I learn from an inspection of the county commissioners' office that the Burlington & Missouri railroad has secured of the state lots in Lincoln, thirty-eight lots at a nominal price.
     The county commissioners have proceeded under a law passed at the last session providing for railroads securing right of way over statelands.
     If the law applies to state lots the appraisal should be under that law at the present value of the lots taken.
     The county commissioners have appraised the lands when taken years ago at their then value, which I insist is wrong. But, further, these lots are not state lots in the general signification of the term. These are state lots in Lincoln, and section 7, chapter 72, of the general statutes provdes for the proceeds realized from their sale going to a capitol building fund, and the original act of the organization of Lincoln and the establishment of a state capital thereat, accepted these lots to be held in trust, by the city when sold. And this last legislature passed an act providing for the sale of these lots and appropriated the proceeds to complete the capitol-building. The attempt to take these lots under "the right of way law" is a flimsy pretext and my best judgement is the state officers are derelict in duty in silently permitting the unlawful taking of these lots. The board of public lands and buildings should proceed under the law to sell them, and let the railroad company buy them as the poor man who built his humble home on them said. He must bid for them to get them. The railroad can condemn them from any purchaser and get title; they are already in possession. They say they tried to condemn them year ago. So has the poor settler, but always has been refused title, and hardships are equal. I desire that the attorney general, or some other state officer give the public some reason for this, what appears to me, their illegal and unwarranted action. J. L. CALDWELL.

Grandview

     Of all properties that have been brought into public notice Grandview is the most desirable. It comprises 160 acres of land, and lies west of Fourteenth street two miles north of the city and only half a mile from Lincoln Heights.
     Its name indicates one of its prominent features, it being the highest and most sightly elevation in this part of the state. From here the city of Lincoln spreads out in panoramic view with all its public institutions; the thrifty manufacturing suburb, West Lincoln, at the right; and Havelock, the projected car works, the M. E. University and Peck's Grove, at the left are all in plain view; while the more extended vision reaches out for many miles in every direction, taking at the northeast, the thriving town of Waverly, eighteen miles away, and reaching on to the hills beyond the Platte river.
     Of the hundred daily trains that reach the city from every direction, not one can escape the eye of him who is so fortunate as to live in Grandview.
     The former owner, Mr. Hartley, designed this property for an extensive fruit farm, and it now has sixty acres of thrifty apple trees and is pronounced by our state horticultural authorities to be the finest selection and best appearing orchard in the state. The trees are from four to six years old. There are also 2,500 grape vines and several acres of raspberries on the place.
     The Rapid Transit street car line runs one mile south and a branch line will be extended to Grandview. This is the site recently offered to the Baptists for their state university.
     The syndicate owning this fine property is composed of E. T. Hartley, superintendent of the city schools, Professors L. E. Hicks and J. G. White of the State university, Clason & Fletcher and Chas. D. Pitcher, leading merchants of this city, Mrs. M. L. Bond, capitalist, and M. E. Lewis and L. C. Humphrey of the Nebraska Saving bank. Mr. J. A. Bolton, an Iowa capitalist has also negotiated for an interest in the property.
     We do not know what these gentlemen propose to do with this property, but understand that several of them intend to make their homes on it, but such exceedingly valuable property cannot long remain undeveloped.
     There havebeen a good deal of inquiry about lands suitable for
            SMALL FRUIT RAISING
as many who contemplated purchasing their little farms near the city were disappointed to see values jump and double over and over again, during the past few months, until it seemed out of the question for parties of moderate means to engage in fruit and truck gardening near Lincoln.
     Our soil and climate are well adapted to fruit raising and many have demonstrated that his line of business is very profitable here. Raspberries, for instance, netting from $260 to $300 per acre.
     Although much home grown fruit may be found in our market, still nine-tenths of the berries, grapes and other fruits consumed here are imported. When this great home demand can be supplied by our local fruit raisers, we have our wholesale fruit dealers who will send our surplus products away in every direction to the remote corners of the state and to many points beyond our borders.
     Our extensive canning factories will also consume large quantities of fruit.
     To meet this demand for cheap and some of our enterprising citizens have been on the lookout for a large tract lying near enough to the city to be convenient and still within the reach of men of moderate means, and such a tract
               HAS BEEN FOUND.
     It lies north of town, and extends for a mile on Fourteenth street. It is just beyond Grandview, joing Grove park, (which is described afterward) on the north. The tract contains 480 acres and has been appropriately named
                GARDEN VALLEY
     A large part of the tract is under cultivation, and no better land can be found for the purpose. The owners do not expect tocut it into city lots or make it an addition to Lincoln, but do expect to see it occupied by thrifty and happy fruit raisers. It was bought at last year's prices and the proprietorspropose to sell it at prices that will give the purchasers a chance to make money.
     It will soon be sub-divided into tracts of from five to forty acres and put on the market at prices not exceeding one-fourth the prices asked for many tracts no nearer town. The enterprising proprietors are willing to make quick sales at very low prices and give their purchasers an opportunity to receive part of the rise in value. Terms will be easy and special inducements will be offered to parties who will improve at once. Garden Valley is owned by Closen & Fletcher, E. M. Lewis, and L. C. Humphrey, of this city, and J. A. Smith, of Bennet. Adjoining Garden Valley on the south and Grand View on the North is Grove Park, containing eighty acres, owned by Clason & Fletcher.
     This property has a commanding view of the city from nearly every point. It is divided into five-acre tracts, with broad streets running through and on either side. It is but two and one-half miles from the city, and reached by both 14th and 9th streets. This beautiful body has been recently sub-divided into five=acre tracts, making desirable farm and suburban homes at prices far below any on the market now offered. One has but to see to believe. Park Grove is now owned by Clason & Fletcher.

  H. H. SCHABERG, President.

C. C. MUNSON, Vice President. 

  JOS. BOEHMER, Cashier.

O. J. WILCOX, Ass't Cashier. 

  J. C. BUTLER,

                          ALEXIS HALTER, 

  F. A. BOEHMER,

                             TH. TYCUSEN, 

On favorable terms. Buys and sells United
States, country and municipal bonds. Nego-
tiates mortgages and other loans. Makes
collections, payable at accessible points in
the United States and foreigh countries at
reasonable rates. Furnishes letter of credit
and bills of exchange available in any of the
principal cities of Europe and the east.

TWENTY CENTS PER HUNDRED

State Journal Counting Room

  Lots sold without any money payment or building obligations. Inquire of

W. Q. BELL

How to Get Rich.

New York Mail and Express.

  Live up to your engagements.
  Earn money before you spend it.
  Never play at any game of chance.
  Drink no kind of intoxicating liquor.
  Good character is above all things else.
  Keep you own secrets, if you have any.
  Never borrow if you can possibly avoid it.
  Always speak the truth. Make few promises.
  Keep good company or none. Never be idle.
  Do not marry until you are able to support a wife.
  Keep youself innocent if you would be happy.
  Ever live (misfortune excepted) within your income.
  When you speak to a person, look him in the face.
  Make no haste to be rich if you would prosper.
  Save when you are young to spend when you are old.
  Avoid temptation through fear you may not withstand it.
  Never speak evil of any one. Be just before you are generous.
  Never run into debt without you see plainly a way to get out again.
  Small and steady gains give competancy with tranquility of mind.
  Good company and good conversation are the very sinews of virtue.
  Your character cannot be essentially injured except by  your own acts.
  If anyone speaks of evil of you, let your life be so that none will believe him.
  When you retire to bed think over what you have been doing during the day.
  If you hands cannot be usefully employed attend to the cultivation of your mind.

  Room 8, Richards' Block,         Lincoln, Neb.

In the circuit court of the United States for the district of Nebraska:

John F. Ludwig, complainant vs. Amos Wymans et al, defendents. In chaucery.

  Public notice is hereby given that in pursuance and by virtue of a decree entered in the above cause on the 10th day of February, A. D. 1887 I. E. S. Dundy. jr., special member in chancery in said court, will on the 11th day of June, 1887 at the hour of 2 o'clock in the afternoon, of the said day, at the west door of the United States court house and postoffice building in the city of Lincoln, Lancaster county, state and district of Nebraska, sell at auction for cash the following described property, to wit:
   The northeast quarter of section twenty-eight on township fifteen (? north, range three (3) west, 6 p.m., Polk county, Nebraska.                       E. B. Dundy, jr.
                         Special master in Chancery

Marquatt, Deweres and all
Solicitors for Complainant.

Master's Sale